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John Cruz

John Cruz
Lendaid Reviews Borrower Portal Login

Loan Officer

NMLS ID 2776250
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Office Address: address icon

900 Bestgate Road
Suite 310
Annapolis, MD 21401
Office Phone: phone icon

410-571-2048
Cell Phone: phone icon

443-310-0622
Licensed in: DC (MLO2776250), Maryland (2776250), Virginia (MLO-78052VA)
To verify licenses, please visit www.nmlsconsumeraccess.org and enter the NMLS ID.
Send John a Message

    For security purposes, please do not disclose any confidential or sensitive information in the form fields. You can contact me by filling out the information on this page. Please be sure to fill in all fields to ensure a proper response.

    John Cruz

    Loan Officer

    NMLS ID 2776250
    Lendaid Reviews
    Borrower Portal Login
    Office Address: address icon

    900 Bestgate Road
    Suite 310
    Annapolis, MD 21401
    Office Phone: phone icon

    410-571-2048
    Cell Phone: phone icon

    443-310-0622
    Licensed in: DC (MLO2776250), Maryland (2776250), Virginia (MLO-78052VA)
    To verify licenses, please visit www.nmlsconsumeraccess.org and enter the NMLS ID.
    Send John a Message

      For security purposes, please do not disclose any confidential or sensitive information in the form fields. You can contact me by filling out the information on this page. Please be sure to fill in all fields to ensure a proper response.

      About John:

      John Cruz is a Loan Originator with First Home Mortgage in the Annapolis branch. A lifelong Maryland resident raised in Howard County, John earned his degree in Kinesiology & Exercise Science from The University of Alabama.

      For more than a decade, John worked in sales for medical device companies Zimmer Biomet and GE HealthCare, where he developed a reputation for building trust and guiding clients through complex, high stakes decisions. That experience sharpened his ability to communicate clearly, analyze details, and deliver solutions tailored to individual needs. Today, John applies those same skills as he helps clients achieve their dream of homeownership while also making the loan process as smooth and stress free as possible.

      John resides in Sykesville, MD with his wife Joanie and their two sons. Outside of work, he enjoys spending time with this family or out on the golf course.

      Testimonials For First Home Mortgage

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      I highly recommend First Home Mortgage to anyone for their Home purchase needs.

      First Home Mortgage staff are like family and the staff at the Corporate office were excellent.

      Services are very rewarding.

      Great team, fast responses, and a seamless process! Can't recommend them enough!

      Everyone at First Home Mortgage was so patient with me -- I can't thank them enough!!! I know I wasn't the easiest client, so I really appreciate everyone taking extra time to walk me through everything.

      Professional and informative and quick.

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