About Us

Personalizing the Home Loan Process

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From pre-qualification to closing, we are committed to providing the right loan to finance your home.

First Home Mortgage Corporation is a licensed, full service, residential lender. Our dedicated loan officers guide borrowers throughout the entire mortgage process and offer continued support long after a loan has closed. We take the time to understand the needs of our clients in order to find the best solutions, whether it’s a first-time buyer or an experienced owner.

Beginning in 1990, with two offices and a handful of employees, our founder and CEO, David Waters, was dedicated to a common vision to stay independent and provide superior service.

Since then, we have grown into a financial institution of 32 offices serving 21 states in the North Eastern, Mid Atlantic, and Southern regions.

Although First Home Mortgage continues to expand service locations, each of our locations is deeply rooted in their community and committed to helping local borrowers.

Each member of our team is focused on delivering customer service that not only fulfills goals, but exceeds expectations.

In the end, we provide the mortgage you need to make “Home” happen, but it’s the people who are always “First”.

Our Mission

First Home Mortgage Corporation is committed to improving the quality of life for all customers and employees.

This will be attained by:

Providing superior service
Seeking to constantly understand each other’s needs
Promoting community involvement
Developing mutual trust, which will be the foundation for all relationships
Requiring excellence and integrity in everything we do

Company Culture

At First Home Mortgage, our culture is based on the simple belief that everything we do is to improve the lives of the people we serve – our customers, partners and employees.

We understand that our purpose goes far beyond loan origination. We are here to help the home buyers in local communities achieve homeownership. With this mission in mind, our Loan Officers take the time to understand the financing needs of each client, outline the right loan programs, and make themselves available as mentors throughout the entire mortgage process. It is this personal approach that allows us to maintain such a high quality of service.

First Home Mortgage has built a reputation among business partners as being efficient, responsible and forthcoming. We keep all of our stakeholders informed during a transaction and deliver results, helping our partners succeed. The care and consideration we take in our lending practice is the reason why so many partners trust us with their clients.

The dedicated team at First Home Mortgage is our greatest asset. We value each employee and continuously provide a supportive atmosphere within our corporate office as well as our branch locations. Together we work to provide the best experience for our borrowers, which is why First Home Mortgage never hesitates to invest in our employees and their future.

See What Our Satisfied Customers Say About Us!

Scott Story was an excellent advisor and partner to us through the entire homebuying process. He listened to us, gave us recommendations that matched our financial situation and always made sure we were comfortable with monthly mortgage payment estimates. We trusted him with this, our first home and easily the biggest purchase of our lives, because he brought sound and practical advice as we considered the loan structure that would work best for us. And thanks to a wonderful team effort with Scott and our realtor Matt Dubbanneh, we were able to close on a house in a lightning fast timeframe, which was crucial to securing a home in our particular market. I would highly recommend Scott and First Home Mortgage to other potential buyers in the region. We are incredibly happy and thankful with how things turned out.

Kate Alexandria, VA

Shane is such a hard worker, he was always willing to answer any questions, even just give me scenarios if I asked for different payments, did approval letters in record time- incomparable to others. I trust and know I got the best rates and service working with him!

Karla Milford, DE

My family and I have complete confidence in the knowledge, guidance, and commitment of Ayaz, James, and Marion. Without all of them, purchasing and moving from out of state would not have been so smooth, efficient, and pleasant! Thank you!!

Adam Ellicott City, MD

Ryan made it easy for me to understand the financial aspects of buying my first home. He was patient, easy to communicate with, and was always available to answer my questions. I really appreciated that he made sure I understood all of the financial terms and what different loan options would actually look like for me. I am so thankful for all of his time and hard work!

Kristen Crofton, MD

Tim was great to work with especially for someone like me who was a first time homebuyer. He was able to answer all my questions and was very quick to respond when I needed him. Thanks for all your help thru this experience.

Ashley Lusby, MD

Santana and her team were awesome! They made my experience as a first time home buyer stress free and held my through every part of the process. I would recommend First Home Mortgage to anyone whose interested in purchasing a home now or in the near future. Thanks, Santana! You’re the BEST! ??

LaShaun Fullerton Baltimore, MD

It was a pleasure working with Mark’s team. They made the process easy and painless. Everything went smoothly and closing was simple and quick

Karen S Wendell, NC

Michael helped us through each stage of the process, making sure we were comfortable and understood the full context, while also keeping everything so organized. Would happily work with Michael again!

Anna Takoma Park, MD

Thank you for your Kindness, always a call away, answer all my questions with bonus. Best regard to your Team .
Mr Dedin you are the Best
Thank You .

Aimee B Baltimore, MD

Brian has helped me over the past many years since he was with Wells Fargo. I considered changing my residence and he always offered sound advice through my long process of considering purchasing another home, construction process, etc. He recently helped me refinance my Wells Fargo mortgage when I decided to stay in my original WV residence. Brian is customer-focused, calm, patient, and very very smart. Because of Brian, I now have a strong First Home allegiance and refer my friends. First Home is extremely fortunate to have Brian Foss working for them!

Susan Shepherdstown, WV

Locations

With offices in most states up and down the eastern seaboard and around the Midwest, First Home Mortgage is well situated to serve you and your home finance needs.

Awards

We pride ourselves on excellence and service; our awards demonstrate our commitment.

Leadership

Our leadership team is singularly focused on giving you the best home financing experience possible.

Careers

Our team is comprised of talented mortgage professionals who are offered continued support and guidance.