About Us

Personalizing the Home Loan Process

From pre-qualification to closing, we are committed to providing the right loan to finance your home.

First Home Mortgage Corporation is a licensed, full service, residential lender. Our dedicated loan officers guide borrowers throughout the entire mortgage process and offer continued support long after a loan has closed. We take the time to understand the needs of our clients in order to find the best solutions, whether it’s a first-time buyer or an experienced owner.

Beginning in 1990, with two offices and a handful of employees, our founder and CEO, David Waters, was dedicated to a common vision to stay independent and provide superior service.

Since then, we have grown into a financial institution of 24 offices serving 23 states in the North Eastern, Mid Atlantic, and Southern regions.

Although First Home Mortgage continues to expand service locations, each of our locations is deeply rooted in their community and committed to helping local borrowers.

Each member of our team is focused on delivering customer service that not only fulfills goals, but exceeds expectations.

In the end, we provide the mortgage you need to make “Home” happen, but it’s the people who are always “First”.

Our Mission

First Home Mortgage Corporation is committed to improving the quality of life for all customers and employees.

This will be attained by:

  • Providing superior service
  • Seeking to constantly understand each other’s needs
  • Promoting community involvement
  • Developing mutual trust, which will be the foundation for all relationships
  • Requiring excellence and integrity in everything we do
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Company Culture

At First Home Mortgage, our culture is based on the simple belief that everything we do is to improve the lives of the people we serve – our customers, partners and employees.

We understand that our purpose goes far beyond loan origination. We are here to help the home buyers in local communities achieve homeownership. With this mission in mind, our Loan Officers take the time to understand the financing needs of each client, outline the right loan programs, and make themselves available as mentors throughout the entire mortgage process. It is this personal approach that allows us to maintain such a high quality of service.

First Home Mortgage has built a reputation among business partners as being efficient, responsible and forthcoming. We keep all of our stakeholders informed during a transaction and deliver results, helping our partners succeed. The care and consideration we take in our lending practice is the reason why so many partners trust us with their clients.

The dedicated team at First Home Mortgage is our greatest asset. We value each employee and continuously provide a supportive atmosphere within our corporate office as well as our branch locations. Together we work to provide the best experience for our borrowers, which is why First Home Mortgage never hesitates to invest in our employees and their future.

See What Our Satisfied Customers Say About Us!

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He was very vested in my interests and even showed up for the signing to help explain everything. He gave me great information about what to expect with the home buying process and what to expect after signing.

Ruther Glen, VA
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I have worked with Allan on all of my mortgages. This was the most complex as I am Self Employed. Allan helped us work with the underwriters to paint an accurate picture and we were able to purchase the home of our dreams.

Travis Phoenix, MD
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Mark is very honest, responsive, and proactive every step of the way from finding you the right loan to helping you navigate the closing process, which was challenging this year, given the pandemic restrictions on interacting in person. He helped it go VERY smoothly. All that and he’s very friendly and pleasant to work with! Couldn’t have asked for more!

Mindy Washington, DC
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Jay and his team were extremely knowledgeable, professional and courteous and helped us ease the stress and close the deal even when an unexpected complication occurred. I would highly recommend using Jay Franklin and First Home Mortgage if you are in the market to buy a house!

Leonard Annapolis,
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This is the second time I have gone through Arlene. First was to buy a house, and second was to refinance it. Arlene is truly the only person that I’ve experienced that I would even consider doing this type of work for me. In fact, I was not going to refinance until she reached out and made me contemplate it. After I reached back out for some questions and got them answered, it was solidified. From there it was smooth sailing. I even had some more in-depth questions afterward for follow-on, that Arlene didn’t need to concern herself with, but she went out and helped me with that too. As before, I appreciate her and recommend her to anyone.

Ryan Lexington Park, MD
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Jeff was extremely knowledgeable and super helpful every step of the way. Very easy to work with and we never doubted that he had our best interests in mind. Would happily recommend him to anyone in need of a lender.

Washington, DC
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Overall great experience. Troy made things easy despite a delay in closing and had good compusure. Overall, Troy has excellent customer service skills. Keep up the great work

Dundalk, MD
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Mrs. Sykes was very professional, helpful and patient with me. She was always available to answer my questions, I really appreciated her help and I’m glad she was my loan officer.

Shoubeir Newport News, VA
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First class experience. Knowledgeable, responsive, attentive service. These folks are professional. They’ve got it dialed in. Can’t say enough!

Tim Annapolis, MD
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Glen was very supportive during the whole process. He is very knowledgeable and professional. I searched for a mortgage officer for a long time but couldn’t find anyone with experience. When I spoke with Glen on the phone for the first time, I felt confident. I knew from the first minute that he would make the home-buying experience pleasant. My closing took less than 4 weeks. Glen and his team communicated with me on a daily basis, advised me, and updated me on the progress. Moreover, Glen was able to get me a very low rate for my mortgage. I will definitely use his services in the future. Thanks for an outstanding job!

Locations

With offices in most states up and down the eastern seaboard and around the Midwest, First Home Mortgage is well situated to serve you and your home finance needs.

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Awards

We pride ourselves on excellence and service; our awards demonstrate our commitment.

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Leadership

Our leadership team is singularly focused on giving you the best home financing experience possible.

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Careers

Our team is comprised of talented mortgage professionals who are offered continued support and guidance.

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