About Us

Personalizing the Home Loan Process

    From pre-qualification to closing, we are committed to providing the right loan to finance your home.

    First Home Mortgage Corporation is a licensed, full service, residential lender. Our dedicated loan officers guide borrowers throughout the entire mortgage process and offer continued support long after a loan has closed. We take the time to understand the needs of our clients in order to find the best solutions, whether it’s a first-time buyer or an experienced owner.

    Beginning in 1990, with two offices and a handful of employees, our founder and CEO, David Waters, was dedicated to a common vision to stay independent and provide superior service.

    Since then, we have grown into a financial institution of 24 offices serving 23 states in the North Eastern, Mid Atlantic, and Southern regions.

    Although First Home Mortgage continues to expand service locations, each of our locations is deeply rooted in their community and committed to helping local borrowers.

    Each member of our team is focused on delivering customer service that not only fulfills goals, but exceeds expectations.

    In the end, we provide the mortgage you need to make “Home” happen, but it’s the people who are always “First”.

    Our Mission

    First Home Mortgage Corporation is committed to improving the quality of life for all customers and employees.

    This will be attained by:

    • Providing superior service
    • Seeking to constantly understand each other’s needs
    • Promoting community involvement
    • Developing mutual trust, which will be the foundation for all relationships
    • Requiring excellence and integrity in everything we do
    mission-image

    Company Culture

    At First Home Mortgage, our culture is based on the simple belief that everything we do is to improve the lives of the people we serve – our customers, partners and employees.

    We understand that our purpose goes far beyond loan origination. We are here to help the home buyers in local communities achieve homeownership. With this mission in mind, our Loan Officers take the time to understand the financing needs of each client, outline the right loan programs, and make themselves available as mentors throughout the entire mortgage process. It is this personal approach that allows us to maintain such a high quality of service.

    First Home Mortgage has built a reputation among business partners as being efficient, responsible and forthcoming. We keep all of our stakeholders informed during a transaction and deliver results, helping our partners succeed. The care and consideration we take in our lending practice is the reason why so many partners trust us with their clients.

    The dedicated team at First Home Mortgage is our greatest asset. We value each employee and continuously provide a supportive atmosphere within our corporate office as well as our branch locations. Together we work to provide the best experience for our borrowers, which is why First Home Mortgage never hesitates to invest in our employees and their future.

    • 2019 annual company picnic.
    • 2019 Leaders' Club Trip.
    • BelAir Christmas party.
    • Company Picnic in 2019.
    • Competitive spirit alive and well at the company picnic.
    • 2019 corporate Halloween party.
    • Picture of winners at the corporate ladderball tournament.
    • Company picnic 2019.
    • Tom Draper receiving award from realtor group.
    Join our team!

    See What Our Satisfied Customers Say About Us!

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    To keep it short and sweet,…Mr. Mullen was very professional and courteous, to me and my wife’s needs during this experience. He was available and responded to most of our questions on the spot with detailed answers. Even though we weren’t first timers we still were nervous about buying and Mr. Mullen made us feel comfortable throughout the financial process. Thanks to Mr. Mullen and First Home Mortgage.

    Allen Upper Marlboro, MD
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    Ricardo Rene Silva II and First Home Mortgage was absolutely amazing. The process was quick and easy. Ricardo Silva was very thorough, understanding and prompt. I worked with a few lenders before Ricardo Silva. Choosing First Home Mortgage and Ricardo Silva II was without question the best decision I could’ve ever made being a first time home buyer. If I ever need another lender in the future, First Home Mortgage will be my only call. Ricardo Rene Silva II will be the only lender I will ever work with if purchasing properties. My experience was amazingly awesome and I couldn’t be happier. Thank you again Ricardo Rene Silva II and First Home Mortgage for making my first time home buying process truly wonderful!

    Carolyn Brandywine, MD
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    John was great to work with and went to bat to get us a great rate. He went above in beyond to help get the closing settled when dealing with unresponsive partners.

    Zac C Bethany Beach, DE
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    Krissy was very knowledgeable and helpful throughout my process. The patience and willingness to get me to the closing table was unmatched. I highly recommend her because she is great at what she do as loan officer

    Heather Tate Rock Hill, SC
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    Mike was a pleasure to work with! He was very patient and timely in answering any questions and concerns we had. As a result of his professionalism, our closing went very smoothly.

    Marie H Columbia, MD
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    He was extremely good to my family he went above and beyond and was able to make our dreams come true always there when needed and he and his staff was A1 !!!!!!!! They did an Amazing and Awesome job.

    Upper Marlboro, MD
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    Tony is the best. He always stays on top of everything and he answers his phone every time we call, whether he is in the office or at home. He gives sound advice on rates and when he feels we should lock in. Spelled out every dollar we were to owe and every dollar we were set to gain so there were no surprises. He is everything you want in a mortgage loan officer.

    Will Mahoney Wrentham, MA
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    The entire First Home Mortgage team was great to work with, especially Ann and Steve. They made a very daunting process much more comfortable and always had a lot of patience with us and our many questions. Thank you First Home Mortgage for helping us buy our home!

    Alexandria, VA
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    Nicolas did not quit!!! He worked very hard to get my loan approved and he always had a plan B and C. I have already referred him to my friends. I had an awesome experience.

    Oxon Hill, MD
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    Perry went above and beyond to help us secure the best interest rates and navigate the muddy waters that is first time home buying. He was very helpful and quick to respond.

    Margaret Mechanicsville, VA

    Locations

    With offices in most states up and down the eastern seaboard and around the Midwest, First Home Mortgage is well situated to serve you and your home finance needs.

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    Awards

    We pride ourselves on excellence and service; our awards demonstrate our commitment.

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    Leadership

    Our leadership team is singularly focused on giving you the best home financing experience possible.

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    Careers

    Our team is comprised of talented mortgage professionals who are offered continued support and guidance.

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