About Us

Personalizing the Home Loan Process

    From pre-qualification to closing, we are committed to providing the right loan to finance your home.

    First Home Mortgage Corporation is a licensed, full service, residential lender. Our dedicated loan officers guide borrowers throughout the entire mortgage process and offer continued support long after a loan has closed. We take the time to understand the needs of our clients in order to find the best solutions, whether it’s a first-time buyer or an experienced owner.

    Beginning in 1990, with two offices and a handful of employees, our founder and CEO, David Waters, was dedicated to a common vision to stay independent and provide superior service.

    Since then, we have grown into a financial institution of 24 offices serving 23 states in the North Eastern, Mid Atlantic, and Southern regions.

    Although First Home Mortgage continues to expand service locations, each of our locations is deeply rooted in their community and committed to helping local borrowers.

    Each member of our team is focused on delivering customer service that not only fulfills goals, but exceeds expectations.

    In the end, we provide the mortgage you need to make “Home” happen, but it’s the people who are always “First”.

    Our Mission

    First Home Mortgage Corporation is committed to improving the quality of life for all customers and employees.

    This will be attained by:

    • Providing superior service
    • Seeking to constantly understand each other’s needs
    • Promoting community involvement
    • Developing mutual trust, which will be the foundation for all relationships
    • Requiring excellence and integrity in everything we do
    mission-image

    Company Culture

    At First Home Mortgage, our culture is based on the simple belief that everything we do is to improve the lives of the people we serve – our customers, partners and employees.

    We understand that our purpose goes far beyond loan origination. We are here to help the home buyers in local communities achieve homeownership. With this mission in mind, our Loan Officers take the time to understand the financing needs of each client, outline the right loan programs, and make themselves available as mentors throughout the entire mortgage process. It is this personal approach that allows us to maintain such a high quality of service.

    First Home Mortgage has built a reputation among business partners as being efficient, responsible and forthcoming. We keep all of our stakeholders informed during a transaction and deliver results, helping our partners succeed. The care and consideration we take in our lending practice is the reason why so many partners trust us with their clients.

    The dedicated team at First Home Mortgage is our greatest asset. We value each employee and continuously provide a supportive atmosphere within our corporate office as well as our branch locations. Together we work to provide the best experience for our borrowers, which is why First Home Mortgage never hesitates to invest in our employees and their future.

    • 2019 annual company picnic.
    • 2019 Leaders' Club Trip.
    • BelAir Christmas party.
    • Company Picnic in 2019.
    • Competitive spirit alive and well at the company picnic.
    • 2019 corporate Halloween party.
    • Picture of winners at the corporate ladderball tournament.
    • Company picnic 2019.
    • Tom Draper receiving award from realtor group.
    Join our team!

    See What Our Satisfied Customers Say About Us!

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    Jeff is so great that if you could shrink him down to credit card size I’d never leave home without him. But then I’d be walking around with a 3 inch human and people would be like “what’s up with the tiny person” and I’d have to say “this is Jeff he gets me great rates on my mortgage” and then they’d ask if they could borrow him, only for me to grab him away from those filthy hobbitses and claim that he was my precious! So it’s probably a good thing we can’t shrink humans. But yeah…Jeff’s great.

    Stephen Columbia, MD
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    Joey was very professional and he always kept me updated for the entire process. I’m don’t know much about refinancing and he was very helpful and answered any questions I had. The whole process went very smooth. When I purchase my next home I will only go through Joey. I will refer anyone to him!

    Amanda L Halethorpe, MD
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    Lynlea was amazing!!! She was very helpful and supportive through the entire process even after the closing. She kept me informed and was very knowledgeable about what to expect which was comforting in such a stressful transition as purchasing a home. I will definitely refer her again to anyone looking for a home.

    Jamal Upper Marlboro, MD
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    Allan and his team are awesome! They are there for you every step of the process and and the hundreds of questions you have. There are Great to work with.

    John Bel Air, MD
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    Scott was extremely helpful is expediting the mortgage process when deadlines changed and issues arose. He was very helpful in explaining the complexities of getting a home whenever I asked a question.

    Joe White Marsh, MD
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    Great experience working with RL. He made the whole process smooth and stress-free. He was responsive, knowledgeable, and explained everything clearly. Highly recommend!

    Calli M Hampstead, MD
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    He was unbelievably helpful and kept me updated throughout the entire home buying process. Will be recommending to as many people as I can. 10/10

    Dundalk, MD
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    Tim is truly an outstanding financial professional. He made my experience seamless by sharing his expertise, securing low rates, always responding within the hour and providing exemplary customer service. I continue to recommend Tim and First Home.

    Eva Fort Washington, MD
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    Bill and his team are truly amazing. They are easy to work with and quick to respond. Bill goes above and beyond in his job and I know I can always count on him. I’ll be continuing to use First Home for future purchases because of my great experience with Bill.

    Hilary North Charleston, SC
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    Kristy did a wonderful job getting my client to the closing table. She was on top of every step in the process and even called the listing agent when I submitted the offer to talk through how qualified my buyer client was. She is also kind and very pleasant to work with. Would definitely recommend her to any of my clients!

    Katarina W Hanahan, SC

    Locations

    With offices in most states up and down the eastern seaboard and around the Midwest, First Home Mortgage is well situated to serve you and your home finance needs.

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    Awards

    We pride ourselves on excellence and service; our awards demonstrate our commitment.

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    Leadership

    Our leadership team is singularly focused on giving you the best home financing experience possible.

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    Careers

    Our team is comprised of talented mortgage professionals who are offered continued support and guidance.

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