About Us

Personalizing the Home Loan Process

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From pre-qualification to closing, we are committed to providing the right loan to finance your home.

First Home Mortgage Corporation is a licensed, full service, residential lender. Our dedicated loan officers guide borrowers throughout the entire mortgage process and offer continued support long after a loan has closed. We take the time to understand the needs of our clients in order to find the best solutions, whether it’s a first-time buyer or an experienced owner.

Beginning in 1990, with two offices and a handful of employees, our founder and CEO, David Waters, was dedicated to a common vision to stay independent and provide superior service.

Since then, we have grown into a financial institution of 32 offices serving 21 states in the North Eastern, Mid Atlantic, and Southern regions.

Although First Home Mortgage continues to expand service locations, each of our locations is deeply rooted in their community and committed to helping local borrowers.

Each member of our team is focused on delivering customer service that not only fulfills goals, but exceeds expectations.

In the end, we provide the mortgage you need to make “Home” happen, but it’s the people who are always “First”.

Our Mission

First Home Mortgage Corporation is committed to improving the quality of life for all customers and employees.

This will be attained by:

Providing superior service
Seeking to constantly understand each other’s needs
Promoting community involvement
Developing mutual trust, which will be the foundation for all relationships
Requiring excellence and integrity in everything we do

Company Culture

At First Home Mortgage, our culture is based on the simple belief that everything we do is to improve the lives of the people we serve – our customers, partners and employees.

We understand that our purpose goes far beyond loan origination. We are here to help the home buyers in local communities achieve homeownership. With this mission in mind, our Loan Officers take the time to understand the financing needs of each client, outline the right loan programs, and make themselves available as mentors throughout the entire mortgage process. It is this personal approach that allows us to maintain such a high quality of service.

First Home Mortgage has built a reputation among business partners as being efficient, responsible and forthcoming. We keep all of our stakeholders informed during a transaction and deliver results, helping our partners succeed. The care and consideration we take in our lending practice is the reason why so many partners trust us with their clients.

The dedicated team at First Home Mortgage is our greatest asset. We value each employee and continuously provide a supportive atmosphere within our corporate office as well as our branch locations. Together we work to provide the best experience for our borrowers, which is why First Home Mortgage never hesitates to invest in our employees and their future.

Join our team!

See What Our Satisfied Customers Say About Us!

As I am extremely technologically challenged, Glen simplified the entire process for me and enabled me to actually use paper! He was kind, humorous, patient, and did everything he could to make the process a wonderful experience even though we had a few hurdles to get through. Glen is absolutely the best!

Lynda T.

Stefano put me in my first home in what feels like record timing! He was professional, personable, and solution-oriented. Stefano was patient and answered with accuracy when I had questions regarding loan applications, addendums, and the role of escrow moving forward.

Stefano found an assortment of down payment assistance programs to lighten the burden of the initial investment of home ownership. In fact, due to what can only be described as wizardry, I RECEIVED cash back at closing! He worked within my budget and never pushed me to go beyond my stated financial boundaries.

In moments where I thought the process had the potential to bog down, Stefano adeptly navigated every single headwind adroitly and with focused transparency.

He even took moments after closing to make sure that I was settling nicely into my new digs. He honestly did go above and beyond in making sure the process was uninterrupted and thorough.

Buying a home can be tough and frustrating, but it doesn’t always have to be when you have a competent guide driving with you toward success.

Securing a home loan with Stefano was a great experience with a gracious individual that ended well. 10/10

David C.

I saw Laura’s picture and read her profile and thought she might be the perfect person to work with for the purchase of my new home. I never imagine how awesome she would turn out to be! She was beyond amazing every step of the way!

Samantha Edgewood, MD

Nicolas knows his job very well, he knows how to creat a balance between his employer and consumer needs, he knows how to guide his consumers to get their dream house, he will help you understand every step of the house buying process. Above all, Nicolas is nice and humble with a very pleasant personality.

Niemattu Banya Silver Spring, MD

Kevin Walsh is the best loan officer I have ever known. Apart from he knows his job very well, he is also so respectful, cooperative, helpful and friendly person. Thanks to him we have bought our first home. He will be our first loan officer to refer to other people around us.

Silver Spring, MD

Jay was very easy to talk to and ask all sorts of questions. As a first time loan applicant and home buyer, he was patient and incredibly helpful. Everything was explained well, and broken into super manageable steps.

Carolyn Severn, MD

We loved working with you guys to find a magical home and your guidance really helped the process go smoothly. We’re so grateful for all of your help!

Brigid C.

This is my third purchase/refi with First Home and as always I am more than pleased. I recommend FHM anytime I hear someone discuss a purchase or a mortgage as I feel the service they provide far exceeds most.

Easton, MD

Kris Shenton is hands down the best lender out there. He is responsive, helpful and kind. I bought two homes with Kris – the second one was fraught with complications. Kris went out of his way to help me out – answering endless questions, reading up on various options that might help me out and talking me through multiple offers and scenarios. He was always pleasant to email or chat with and was never never annoyed (in fact, he was generally encouraging) of my questions and emails. I think I’m the only person I know who says, “I had the BEST lender” – it feels like a strange thing to say, but it’s true. Kris really made everything so clear and easy – I felt extremely prepared and informed when it came to making offers and ultimately during my closing. I’m extremely thankful to have found Kris and to have had his guidance throughout the process.

Lizzie Wheaton, MD

The process was very straightforward. Communication was prompt. My questions were answered or rerouted to the right person quickly. Made the process easier as first time homebuyers.

Emma Easton, MD

Locations

With offices in most states up and down the eastern seaboard and around the Midwest, First Home Mortgage is well situated to serve you and your home finance needs.

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