About Us

Personalizing the Home Loan Process

From pre-qualification to closing, we are committed to providing the right loan to finance your home.

First Home Mortgage Corporation is a licensed, full service, residential lender. Our dedicated loan officers guide borrowers throughout the entire mortgage process and offer continued support long after a loan has closed. We take the time to understand the needs of our clients in order to find the best solutions, whether it’s a first-time buyer or an experienced owner.

Beginning in 1990, with two offices and a handful of employees, our founder and CEO, David Waters, was dedicated to a common vision to stay independent and provide superior service.

Since then, we have grown into a financial institution of 24 offices serving 23 states in the North Eastern, Mid Atlantic, and Southern regions.

Although First Home Mortgage continues to expand service locations, each of our locations is deeply rooted in their community and committed to helping local borrowers.

Each member of our team is focused on delivering customer service that not only fulfills goals, but exceeds expectations.

In the end, we provide the mortgage you need to make “Home” happen, but it’s the people who are always “First”.

Our Mission

First Home Mortgage Corporation is committed to improving the quality of life for all customers and employees.

This will be attained by:

  • Providing superior service
  • Seeking to constantly understand each other’s needs
  • Promoting community involvement
  • Developing mutual trust, which will be the foundation for all relationships
  • Requiring excellence and integrity in everything we do
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Company Culture

At First Home Mortgage, our culture is based on the simple belief that everything we do is to improve the lives of the people we serve – our customers, partners and employees.

We understand that our purpose goes far beyond loan origination. We are here to help the home buyers in local communities achieve homeownership. With this mission in mind, our Loan Officers take the time to understand the financing needs of each client, outline the right loan programs, and make themselves available as mentors throughout the entire mortgage process. It is this personal approach that allows us to maintain such a high quality of service.

First Home Mortgage has built a reputation among business partners as being efficient, responsible and forthcoming. We keep all of our stakeholders informed during a transaction and deliver results, helping our partners succeed. The care and consideration we take in our lending practice is the reason why so many partners trust us with their clients.

The dedicated team at First Home Mortgage is our greatest asset. We value each employee and continuously provide a supportive atmosphere within our corporate office as well as our branch locations. Together we work to provide the best experience for our borrowers, which is why First Home Mortgage never hesitates to invest in our employees and their future.

See What Our Satisfied Customers Say About Us!

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IÍve worked with Ryan for my personal mortgages for at least 5-6 years. IÍve purchased three houses and completed two refinances with Ryan and First Home. Ryan is absolutely the best in the business and I trust him implicitly with all of my financing needs.

Hyattsville, MD
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Laura was extremely knowledgeable and helpful. She really cares about the people she is working with and is always available to answer all questions. Thank you so much Laura for all you did for my husband and I. You told us exactly what to do in order to get our first time home and without you we would not have made it.

Vikki Edgewood, MD
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Alisha truly made the lending process understandable and like she really cared. I honestly don’t think I would’ve made it to the table without her guiding us through the lending process. She really showed her knowledge, dedication, and care for us. Truly a gem.

Valerie White Plains, MD
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William was instrumental in my being able to close on my first home! He helped me find a new realtor and assisted me along the way with the mortgage process.

Tanefa Dundalk, MD
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As a veteran, securing a home with a VA loan can be challenging —but working with Matthew Ross Lieberman turned that challenge into a truly positive experience.

From the moment I reached out, the First Home Mortgagee team treated me with the utmost respect and professionalism. They understood the unique aspects of the VA loan process and guided me every step of the way with patience, clarity, and genuine care. My loan officer, Matthew Ross Lieberman, was not only knowledgeable but also incredibly responsive, making sure I felt supported and informed throughout.

What really stood out was their commitment to serving veterans and military families. They took the time to explain every detail of the VA loan benefits and made sure I got the most out of my entitlements. The entire process—from pre-approval to closing—was smooth, efficient, and free of unnecessary stress.

I’m now a proud homeowner and couldn’t be more grateful for their dedication and expertise. If you’re a fellow service member or veteran looking for a mortgage company that truly understands your needs, look no further. They’ve earned my highest recommendation.

Ioannis A
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Mike Archer and his team was fabulous throughout our process of homebuying. They made it easy and is always available to speak with us when we have questions and concerns. Definitely exceptional!

Waldorf, MD
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Brandi kept me well informed during every step of the mortgage process. There were a few challenging situations with the condo assoc. and Brandi was able to find a solution that worked.

Diane Plymouth, MA
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We would always recommend Alex. He is always responsive and very knowledgeable. Alex is not afraid of telling you the truth, even if it means another lender might be better. His honesty and transparency was meaningful. We will go to him first whenever we need a mortgage.

Justin Washington, DC
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I can’t say enough about Scott and his team it was a pleasure to work with them. They were extremely helpful with my refinance, provide great options and walked us thru the process to a successful refinance. I highly recommend Scott and his team. Thanks again to them all.”

Rob Catonsville, MD
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Kate and her team handled my home purchased with care and efficiency. They made the process as pain free as possible, kept me in the loop every step of the way, and were truly a pleasure to work with.

Kenneth Owings Mills, MD

Locations

With offices in most states up and down the eastern seaboard and around the Midwest, First Home Mortgage is well situated to serve you and your home finance needs.

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Awards

We pride ourselves on excellence and service; our awards demonstrate our commitment.

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Leadership

Our leadership team is singularly focused on giving you the best home financing experience possible.

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Careers

Our team is comprised of talented mortgage professionals who are offered continued support and guidance.

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