About Us

Personalizing the Home Loan Process

From pre-qualification to closing, we are committed to providing the right loan to finance your home.

First Home Mortgage Corporation is a licensed, full service, residential lender. Our dedicated loan officers guide borrowers throughout the entire mortgage process and offer continued support long after a loan has closed. We take the time to understand the needs of our clients in order to find the best solutions, whether it’s a first-time buyer or an experienced owner.

Beginning in 1990, with two offices and a handful of employees, our founder and CEO, David Waters, was dedicated to a common vision to stay independent and provide superior service.

Since then, we have grown into a financial institution of 24 offices serving 23 states in the North Eastern, Mid Atlantic, and Southern regions.

Although First Home Mortgage continues to expand service locations, each of our locations is deeply rooted in their community and committed to helping local borrowers.

Each member of our team is focused on delivering customer service that not only fulfills goals, but exceeds expectations.

In the end, we provide the mortgage you need to make “Home” happen, but it’s the people who are always “First”.

Our Mission

First Home Mortgage Corporation is committed to improving the quality of life for all customers and employees.

This will be attained by:

  • Providing superior service
  • Seeking to constantly understand each other’s needs
  • Promoting community involvement
  • Developing mutual trust, which will be the foundation for all relationships
  • Requiring excellence and integrity in everything we do
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Company Culture

At First Home Mortgage, our culture is based on the simple belief that everything we do is to improve the lives of the people we serve – our customers, partners and employees.

We understand that our purpose goes far beyond loan origination. We are here to help the home buyers in local communities achieve homeownership. With this mission in mind, our Loan Officers take the time to understand the financing needs of each client, outline the right loan programs, and make themselves available as mentors throughout the entire mortgage process. It is this personal approach that allows us to maintain such a high quality of service.

First Home Mortgage has built a reputation among business partners as being efficient, responsible and forthcoming. We keep all of our stakeholders informed during a transaction and deliver results, helping our partners succeed. The care and consideration we take in our lending practice is the reason why so many partners trust us with their clients.

The dedicated team at First Home Mortgage is our greatest asset. We value each employee and continuously provide a supportive atmosphere within our corporate office as well as our branch locations. Together we work to provide the best experience for our borrowers, which is why First Home Mortgage never hesitates to invest in our employees and their future.

See What Our Satisfied Customers Say About Us!

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This was my second experience with Michelle. She is the absolute best and made the financing process easy. She is super responsive, knowledgeable and professional. Highly recommend!!

Indira Hall Baltimore, MD
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This is the second time we’ve gone to Ryan to obtain a mortgage. He is experienced, knowledgeable, and responsive. Highly recommend him.

Venice, FL
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This was a 2nd time working with Marty in the last two years. He is always there to answer questions and makes the process easy. Marty is a pleasure to work with, and we will continue to go to him in the future.

Justin Annapolis, MD
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Bill and his staff guided us step by step through the loan process.
They were available to answer questions and provide assistance with the on line document process. I would recommend Bill for mortgage or refinancing loans. From the beginning of the loan application to loan approval Bill was available by phone or email to provide support.

Donna D Easton, MD
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Robert and his team were very helpful when reviewing my options and submitting my documentation for a refinance of my home. They were professional and handled the process efficiently and quickly. I would highly recommend Rob and his team.

Annette Columbia, MD
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Mike Archer and his team was fabulous throughout our process of homebuying. They made it easy and is always available to speak with us when we have questions and concerns. Definitely exceptional!

Waldorf, MD
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we had a wonderful experience with Jeffrey and his team at First Home Mortgage. They made a challenging experience seamless and efficient. First-rate service.

Maurice and Marsha Columbia, MD
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Rob Mercer and his team at First Home Mortgage were very responsive to all of our question. They worked with us closely every step of the way to ensure we received the best rate we could, and to make sure we stayed on track through closing. Highly recommend them!

Adam R Arlington, VA
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Very professional, he explored every option for my family. The process was exactly as they explained from the beginning. Everything was on time. This is my first home. The experience whit Alex and all the team was great. Thanks FHM

Romer Columbia, MD
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Par Excellence in all aspects – knowledge, attention to detail, communication, and custome care. He went above and beyong to make the customer experience the best ever!!!

Gerard Towson, MD

Locations

With offices in most states up and down the eastern seaboard and around the Midwest, First Home Mortgage is well situated to serve you and your home finance needs.

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Awards

We pride ourselves on excellence and service; our awards demonstrate our commitment.

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Leadership

Our leadership team is singularly focused on giving you the best home financing experience possible.

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Careers

Our team is comprised of talented mortgage professionals who are offered continued support and guidance.

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