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You found the one. Perfect location. The right price. Everything you’ve been looking for.  But in today’s market, finding the right home is only part of the equation.  Cash is king. It wins bidding wars. It moves faster. And it gives sellers confidence.  That’s why so many buyers miss out—not because they can’t afford the home, but because they can’t compete with the speed […]

If you’ve been wondering why mortgage rates are changing or where rates are headed next, here’s what’s happening right now. What’s Driving Rates Markets recently reacted to news of a temporary ceasefire in the Iran conflict. As a result: Stocks moved higher Oil prices dropped Mortgage rates saw some improvement This is a good reminder […]

For those who have served, the VA loan is more than just another financing option. It is one of the most powerful and flexible paths to homeownership available today. Yet many eligible buyers don’t fully understand how impactful this benefit can be. What Makes a VA Loan Different? VA loans were designed to remove some […]

First Home Mortgage Corporation continues to earn statewide recognition for its impact on homeownership across Maryland, taking home multiple honors at the 2025 annual partner awards hosted by the Maryland Mortgage Program. The Maryland Mortgage Program has spent more than four decades helping primarily first-time buyers access stable, fixed-rate financing along with down payment and […]

Each year, Washingtonian recognizes the region’s top mortgage professionals based on feedback from industry peers who know firsthand what it takes to guide clients through one of life’s biggest financial decisions. We’re proud to share that multiple members of the First Home Mortgage team were named to the Washingtonian Best Mortgage Professionals list, with several […]

Starting March 5, 2026, a new federal law called the Homebuyers Privacy Protection Act takes effect, bringing significant changes to how consumer credit information can be used during the mortgage process. If you’ve ever applied for a mortgage and suddenly received a flood of calls, emails, and mailers from lenders you’ve never heard of, you’ve […]

We are proud to share that First Home Mortgage has been named one of Mortgage Executive Magazine’s Top 50 Best Companies to Work For in the mortgage industry. This recognition is especially meaningful because it reflects the feedback and experiences of the people who make our company what it is every day. Each year, Mortgage […]

There is a lot happening in the global economy, and several key factors are influencing interest rates and the housing market. Here is a simple breakdown of what to know. Global Conflict and Oil Prices The conflict involving Iran is currently the biggest focus for investors. The main concern is not just oil production, but […]

Choosing between a fixed-rate mortgage and an adjustable-rate mortgage (ARM) is one of the most important decisions Maryland buyers will make in 2025. The right choice depends on your financial goals, how long you plan to stay in the home, and where the market is headed. Let’s break it down. What’s a Fixed-Rate Mortgage? A […]

Even savvy homebuyers can fall into traps that cost time, money, and sometimes their dream home. Maryland’s housing market moves quickly, and choosing the wrong lender can create avoidable setbacks. Here are the top mistakes we see — and how to avoid them. 1. Chasing the Lowest Advertised Rate Online rates rarely reflect your actual […]

The latest round of economic data reinforces a theme we’ve been seeing for some time. Inflation has cooled from its peak but remains above the Federal Reserve’s 2% target. Meanwhile, the unemployment rate remains historically low, even as employers appear hesitant to expand hiring. Together, these conditions have placed the Fed firmly in a cautious, […]