Brad Restivo

I will absolutely recommend Brad and his team to others. I can’t thank Brad and his team enough for saving my home buying journey at the 11th hour. When I hit some unexpected challenges with my builder and faced delays from the initial lender I was referred to, I was feeling pretty stressed and discouraged. I was originally offered an FHA loan, but my goal was to secure more favorable financing options, especially a conventional loan. That’s when I reached out to First Mortgage with Brad, who was also the builder’s preferred lender. From the very first interaction, Brad and his team took my file and worked tirelessly to get me qualified for a conventional loan at a great rate. They were incredibly responsive, clear, and transparent about every step of the process, which made a huge difference during such a stressful time. Thanks to their relentless effort and dedication, I made it to the closing table and finalized my home purchase. I’m so grateful for their professionalism, persistence, and genuine care. I highly recommend Brad and Rafael – they truly make an excellent duo and are the reason I was able to achieve my homeownership goals. Huge Thank You again, Brad, for everything!

Mr. Brad was very professional and great to work with. We were his returning customers and we are very pleased with the service that he provided. I highly recommend him if you need help with new home purchase or refinance.

From the very beginning, Brad Restivo instilled a sense of confidence and assurance that made my loan process feel seamless. He responded to every question with speed and clarity, leaving no detail unexplained. Brad’s expertise and calm demeanor eased my worries and erased any lingering doubts. He and his team didn’t just guide me through the process—they brought genuine excitement and energy to the entire home-buying process. Thank you Brad!

Perfectionists!! Rafael Brad and the entire team were by my side the entire time, answering all my questions and concerns during these first steps in real estate. They made the best team with my realtors John Stockton, the Liberty title company, and others.
If you want a modern and understanding team, this is the place !!

My situation is typical in the DMV but not in Tampa Bay. W2, Self employment, rental, etc. I started working with Brad in December 2024 and Brad did a great job with preparing me to purchase a home by putting a plan in place. I put the offer in on 4/16 and closed by 5/19. Brad, Rafael and Tiff worked my loan and explained to me what I needed to get closed. We are forever clients.

Brad was amazing. He walked me through the borrowing process and ensured all of my concerns were addressed. He was prompt at returning my calls and made sure my closing was seamless. I highly recommend Brad Resitvo!!! He’s professional and amazing.

As first time homeowners, Brad was a pleasure to work with. He was quick with his responses, readily available for questions and concerns, and was very helpful in providing thorough explanations of loan documents and process.

Brad was very knowledgeable about the community and city, helpful, provided information timely, and helped through the whole process with a great customer service sprit.

Brad was friendly, genuine, professional, informative, prompt and responsive, – he and his helpful team were excellent and provided a great transaction.

Brad was fantastic – he worked very hard to get me my mortgage. His advice in helping me throughout the entire process was great. I would certainly recommend Brad and First Home Mortgage to any one looking to purchase a home.