Cathy Ocharzak

Branch Manager

NMLS ID 140850
Office Phone: phone icon

240-420-5300

Cell Phone: phone icon

301-491-1187

Licensed in: Maryland (140850), Pennsylvania (25257), West Virginia (LO-24758)
To verify licenses, please visit www.nmlsconsumeraccess.org and enter the NMLS ID.
Send Cathy a Message

    For security purposes, please do not disclose any confidential or sensitive information in the form fields. You can contact me by filling out the information on this page. Please be sure to fill in all fields to ensure a proper response.

    Office Phone: phone icon

    240-420-5300

    Cell Phone: phone icon

    301-491-1187

    Licensed in: Maryland (140850), Pennsylvania (25257), West Virginia (LO-24758)
    To verify licenses, please visit www.nmlsconsumeraccess.org and enter the NMLS ID.
    Send Cathy a Message

      For security purposes, please do not disclose any confidential or sensitive information in the form fields. You can contact me by filling out the information on this page. Please be sure to fill in all fields to ensure a proper response.

      About Cathy:

      Cathy has over 30 years of mortgage originating experience. Over the years, she has been recognized by Maryland CDA as a top originator of MD CDA loans for first time buyers, Leaders Club for First Home Mortgage, Affiliate of the Year awards with Pen Mar Regional Association of Realtors, and served on the board of Directors for Pen Mar Regional Association of Realtors and the education committee.

      Her hobbies include showing quarter horses in the cutting and reining disciplines. She is also a supporter of the local Washington County SPCA.

      Testimonials For Cathy

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      Ms. Cathy Ocharzak definitely excelled in every manner to provide the utmost perfection in customer service. Everyone seeking assistance with mortgages would be fortunate to have the opportunity to work with Ms. Cathy Ocharzak.

      Mary Hagerstown, MD

      She was always available and communicated with me each step of the way. She was transparent and accommodating in every way! I would love to work with her again any time.

      Tara Hagerstown, MD

      My experience with Cathy was wonderful! She is very informative and she always went out of her way to help me with questions I had. I would recommend her to anyone.

      Tambra Hedgesville, WV

      Cathy was amazing and prompt with taking care of making our dream home needs a reality. We worked with her for our first home mortgage needs a few years back. Recently we worked with her again as we moved into our dream home! She was kind, professional, knowledgeable, and super reliable! We highly recommend working with her!

      Laura and Brooks Greencastle, PA

      Cathy was SO helpful every step of the way, which as a first time home buyer made the process way less stressful than it could have been. Cathy reached out to me when needed, but more importantly was VERY quick to responding to my MANY inquiries no matter the day of the week – including the weekends. I am forever grateful for her guidance and help in my purchasing MY dream home.

      Ursula Hagerstown, MD

      She’s perfect. No surprises and she did a great job keeping me informed throughout the process. I’m a bank CEO and I appreciate quality. Cathy’s a Rockstar!

      Mark Falling Waters, WV

      I’ve bought and financed a large number of personal and investment properties over the last 10 years. This was my first time working with Cathy and the First Home Mortgage Team. It was the smoothest experience I’ve ever had dealing with a mortgage company. Bravo!!

      Middletown, MD

      I was pleasantly surprised how smooth the process was. Especially since I am self employed. Cathy and staff went the extra mile to make our loan work. The process was excellent and I will surely recommend her and First Home Mortgage in the future!

      Hagerstown, MD

      Cathy was available whenever and each time we required her assistance. We placed offers on 3 houses. The housing market was quite competitive at the time of year we were purchasing. The ability to submit an offer in a timely fashion made all the difference in the world. The need to submit multiple offers were no reflection of Cathy’s level of service. She was with us lock/step during this very important journey. She was WONDERFUL and a BLESSING. We will definitely refer others to her and First Home Mortgage. We can not thank you enough for a wonderful experience.

      Hagerstown, MD

      Cathy was wonderful! To answering way too many questions from my husband to just easing all of our fears throughout the entire process. She was amazing and absolutely wonderful to work with!

      Frederick, MD